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We are 21creditsg
Legal & Licensed Money Lender Singapore.
Lower interest rates,
higher borrowing limit
No matter the purpose of your loan, 21creditsg has the ability to cater to your needs.
Longer repayment period,
because we can
We provide our customers with a comfortable repayment plan, exclusively crafted.
100% Privacy & security,
high confidentiality
Your privacy is our top priority. We will not disclose any of your personal information
Convenient loan applications,
exclusive benefits
Just apply for a loan online and get attractive benefits.
Easy loan eligibility
With lowered loan criteria that are easy to qualify, so that loan approval rates are increased.
Unique packages for all income groups
We believe that financial help should be accessible to everyone, including those from lower income groups
Our Credit Solutions
Regardless of the financial knot you find yourself in, our credit solutions will bring you one step closer to achieving your financial dreams. As an experienced private money lender in Singapore, we cater the best loan packages for you.
Medical loan
During a medical emergency, we'll provide you with the necessary funds so that you can focus on dealing with the emergency itself.
Medical loans are unsecured, and don’t require a co-signer. However, they are best suited for those with good credit scores and/or who can get a good interest rate.
Education Loan
Don't your finances limit your opportunity for further education. From tertiary to local, private and overseas universities.
Education loans is also known as a student loan or study loan in Singapore. It is taken up by students post-secondary to pay for their education. A study loan in Singapore can be used to pay for tuition fees, and other education-related expenses such as the cost of accommodation, textbooks and other education materials.
Business Loans
A significant amount of capital is required to start up or expand your business. We offer forms of credit ranging ftom working capital.
Business ideas are born every day. The creativity that comes from people’s minds are unbelievable! Unfortunately, this does not mean that every great idea is able to happen. This can be due to limited manpower or funds. Whenever it is due to the lack of funds, it can be very problematic.
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3 Simple Steps to receive your instant cash loan
21creditsg empowers you with the immediate financing that you need.
Submit Online Application
Send us your loan application to find out more about our loan services! Takes only 3 mins.
Receive Application Status
Outcome of the loan with the maximum loan amount and tenure will be provided to you in less than an hour.
Fast Cash Disbursement
Get your cash immediately after approval.
Have questions?
You can send in your application below. It just takes five minutes.
We will get back to you within one hour.
Your Privacy and Security, Protected.We take full measures to protect your identity. By submitting this form, you agree to be contacted with the information stated above. Your application is 100% confidential.
Borrow With Confidence. With Us, You Can.
- With our help, make progress in your life today.
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Based on the current laws as of 24 July 2020, the amount you can borrow depends on your income. Please refer the table to find out more.
Please also note the following charges:
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Up to 10% administrative fee when you take the loan.
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Interest rate of up to 4% per month.
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Late interest of up to 4% per month.
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Late fee of $60 per month.
As you can see, the late charges are quite hefty. Therefore, please try to ensure that you make your loan repayments on time. This can help you to avoid having to pay additional costs.
To check if a company is a licensed money lender, you can do so here. This list is regularly updated by Ministry of Law to reflect the current operating money lenders.
